Personalized Shop-by-Payment, Powered by VeriQual™

Buy Your Next Vehicle with Confidence


Figuring out a payment plan shouldn’t be the obstacle that keeps you from the car you want. Why not start with your payment and go from there? At Sansone Jr’s Keyport Kia, we work hard to make the car-buying process as easy as possible. That’s why we’re proud to offer Shop by Payment at our Keyport, NJ, Kia dealership. 

This simple, patent-pending car payment calculator, powered by VeriQual™, lets you begin your search with your payment. It has sliders letting you adjust your down payment and monthly payment. You can narrow down to the specific vehicle types you want to choose from. We’ll then show you a list of vehicles that match your budget from our inventory of used vehicles and new cars for sale. 

After shopping by car payment, you can test drive with the confidence that your budget is taken care of. To make the process go even quicker, you can even get pre-approved for auto financing online. We also have a variety of Kia specials and lease deals to help you save. 

Find the Right Vehicle Within Your Budget

Our Personalized Shop-by-Payment experience helps you discover vehicles that match your monthly budget—shifting the focus from sticker price to real affordability.

Why Shop-by-Payment?

  • ✅ Fast and easy start using just your phone number
  • ✅ No impact on your credit
  • ✅ Secure and private
  • ✅ No obligation to buy

You Set the Payment

Personalized Shop-by-Payment puts you in control. Simply tell us:

  • Your target monthly payment
  • The type of vehicle you're looking for
  • Your upfront or down-payment budget

Within seconds, we search our entire inventory and present the best options that match your budget.
Browse your personalized results, fine-tune your selections, and quickly zero in on the right vehicle—with clear pricing and payment visibility every step of the way.

Real Payments. Real Results.

Personalized Shop-by-Payment automatically factors in everything that impacts your monthly payment, including:

  • Discounted pricing
  • Rebates and incentives
  • Loan and lease specials
  • Your actual credit eligibility
  • Taxes and fees

You'll see customized financing options for each vehicle—eliminating guesswork and delivering transparent, realistic payments. Say goodbye to surprises and hello to a smarter, more personalized car-buying experience.

Identity Protection You Can Trust

Our patent-pending VeriQual™ process helps protect you from identity fraud while keeping your information secure.

  • No Social Security number required
  • No date of birth required
  • No impact on your credit
  • No obligation to buy

You receive personalized, pre-qualified payment—safely and privately.

You'll Be Amazed at What You Can Afford

One of the biggest advantages of Personalized Shop-by-Payment is seeing how many vehicles and payment options fit within your budget. Many shoppers are surprised by what's actually within reach.

Why Choose VeriQual™?

Unmatched Security

Protect your personal information with VeriQual™'s advanced identity verification. Our technology helps safeguard against fraud and identity theft, so you can shop with confidence.

Fast, Hassle-Free Prequalification

Get prequalified in seconds—without lengthy forms or risking your credit score. VeriQual™ provides clarity upfront so you can make informed financial decisions.

One-Step Convenience

Start with just your phone number. No complex paperwork. No unnecessary steps. VeriQual™ streamlines your car-buying journey from the very beginning.

Elevate Your Car-Buying Experience

With VeriQual™, you focus on choosing the right vehicle—while we handle identity protection and prequalification behind the scenes. Experience a smarter, safer way to shop for your next car.
Experience the future of car buying with VeriQual™ today.

Frequently Asked Questions


No. There is no impact on your credit and no obligation to buy.

It uses our secure, patent-pending VeriQual™ process to verify identity without collecting sensitive personal information—such as your Social Security number.

Monthly payments are personalized estimates based on your credit profile and current incentives. Final payments may vary slightly based on vehicle selection, lender terms, and applicable taxes or fees, but estimates are designed to be as close to real payments as possible.

No. There is no requirement to finance, lease, or purchase a vehicle.

Yes. You can adjust your payment, down payment, or vehicle preferences at any time.

VeriQual™ uses secure identity verification and alternative data sources to generate personalized payment estimates—without requiring your Social Security number or date of birth.

No. Only a soft inquiry is performed, which does not affect your credit score.

Yes. Estimates reflect applicable taxes and fees based on your location for a more realistic view of your payment.

Yes. We search the entire inventory, including new, used, and certified pre-owned vehicles.

You can schedule a test drive and review final purchase or lease options directly with the dealer.

No. Your information is kept secure, private, and is never sold to third parties.

You can rerun Shop-by-Payment at any time to reflect changes in your credit or financial goals.